Disclaimer – howtocalc.com

Effective Date: 30 November 2025
Last Updated: 30 November 2025

This Disclaimer explains the purpose, limitations, and responsibilities related to the tools, guides, formulas, and content available on howtocalc.com. By using this website, you agree to the terms listed below.

1. General Educational & Informational Purpose Only

howtocalc.com provides:

Step-by-step calculation methods
Formulas and explanations
Examples and solved problems
Free online calculators across multiple categories

All content and tools on this website are created for general educational and informational use only.

We do not provide:

Financial advice
Legal advice
Tax advice
Medical advice
Engineering or technical certification
Any type of professional guidance

Always consult a qualified professional before making decisions based on any calculation or information found on this website.

2. Accuracy of Tools, Guides & Results

While we aim to provide clear, accurate, and helpful content:

All calculator outputs are estimates based entirely on the data you enter.
We do not guarantee the accuracy or completeness of formulas, steps, or examples.
Actual results, real-world calculations, and outcomes may differ due to individual circumstances, data variations, or assumptions.

Use all calculators and guides for reference only, not as authoritative or final answers.

3. No Professional Relationship

Using howtocalc.com does not create:

A financial-planner relationship
A professional-client relationship
A legal or tax advisory relationship
A technical or engineering consultancy

This website is strictly a self-help educational resource.

4. Limitation of Liability

By using this website, you agree that howtocalc.com, its creator, or any associates will not be held liable for:

Financial losses or decisions based on calculator results
Errors, omissions, or inaccuracies in tools or content
Damages resulting from reliance on website information
Any consequences arising from misinterpretation of formulas or examples
Service interruptions, technical issues, or downtime

Your use of the website is entirely at your own risk.

5. Third-Party Links & External Content

howtocalc.com may include links to external websites, reference articles, or embedded content for educational support.

We do not:

Control these external websites
Endorse their content
Guarantee their accuracy
Take responsibility for their privacy or practices

Users are advised to review the Terms and Privacy Policies of any third-party sites they visit.

6. Data Privacy

howtocalc.com:

Does not require an account to use the tools
Does not store, track, or save calculator inputs
Provides an anonymous, privacy-focused experience

For complete details, please read our Privacy Policy.

7. Copyright & Intellectual Property

All content on howtocalc.com — including text, formulas, explanations, examples, calculators, layouts, and branding — is the intellectual property of howtocalc.com.

You may not:

Copy
Reproduce
Distribute
Modify
Republish

any content or tool without written permission.

8. Updates to This Disclaimer

We may revise this Disclaimer at any time as new tools, updates, or features are introduced.
The “Last Updated” date will reflect the latest version.

Your continued use of the site means you accept the updated Disclaimer.

9. Contact Us

If you have questions about this Disclaimer, you can reach us at:

Contact Page: https://howtocalc.com/contact-us/
Support Page: https://howtocalc.com/support